# Truidian

> Truidian is a business solutions company. We help businesses understand what they need, then connect them with specialized third-party providers across capital, payments, accounting, payroll, automation, tax and technology — and stay the single point of contact as new needs come up.

Truidian is not a lender, bank, factoring company, payment processor, CPA firm, payroll provider or consulting firm. It identifies which provider categories fit a business and introduces it to participating third-party providers, who underwrite, price and deliver the actual service. Truidian may be compensated by participating providers; any fee payable directly by a business is disclosed before engagement.

## How it works

1. **Share Your Business** — A few details about what you do, how you operate, and what you need today.
2. **Get a Business Review** — We review your business across capital, payments, accounting, payroll, automation, tax and technology.
3. **Meet Matched Providers** — We introduce you to participating providers whose programs fit — only where it’s relevant.
4. **Come Back When You Need Something Else** — Capital today. Payroll next quarter. Automation next year. One relationship for what comes next.

## Solutions

### Capital
[https://truidian.com/capital](https://truidian.com/capital)

Working capital, factoring, equipment financing, lines of credit, term financing and other commercial capital solutions.

- Working capital
- Invoice factoring
- Equipment & vehicle financing
- Lines of credit
- Term financing
- PO & inventory financing

### Payments
[https://truidian.com/payments](https://truidian.com/payments)

Merchant processing and payment technology matched to the way your business operates.

- Merchant processing
- Card acceptance
- ACH & payment solutions
- Industry-specific payments

### Customer Financing
[https://truidian.com/customer-financing](https://truidian.com/customer-financing)

Payment plans and point-of-sale financing that let your customers pay over time, offered through participating third-party financing providers — separate from financing for your own business.

- Point-of-sale financing
- Payment plans
- Recurring billing for financed payments
- Buy-now-pay-later programs

### Accounting & Bookkeeping
[https://truidian.com/accounting](https://truidian.com/accounting)

Bookkeeping, outsourced controller and accounting-technology providers.

- Bookkeeping
- Outsourced controller
- Accounting software
- Financial reporting

### Payroll & HR
[https://truidian.com/payroll](https://truidian.com/payroll)

Payroll, HR, PEO and workforce-management providers.

- Payroll
- HR platforms
- PEO services
- Workforce management

### AI & Automation
[https://truidian.com/automation](https://truidian.com/automation)

Workflow automation and AI tools that cut manual work out of the business.

- Workflow automation
- AI assistants & agents
- Document automation
- Reporting & analytics

### Tax & Financial
[https://truidian.com/tax-planning](https://truidian.com/tax-planning)

Tax planning, preparation and financial-advisory relationships.

- Tax planning
- Tax preparation
- Financial advisory
- Entity & compliance

### Business Technology
[https://truidian.com/technology](https://truidian.com/technology)

CRM, workflow, document and industry-specific technology.

- CRM
- Practice & industry software
- Communications
- Documents & e-sign

## Capital products

- **Working Capital**: Flexible commercial funding options for operating expenses and growth.
- **Invoice Factoring**: Turn eligible outstanding B2B invoices into working capital rather than waiting for customers to pay.
- **Equipment Financing**: Finance trucks, machinery, technology and other business equipment.
- **Business Lines of Credit**: Access revolving capital where available and appropriate.
- **Term Financing**: Traditional business financing structures through participating providers.
- **PO & Inventory Financing**: Funding structures designed around eligible purchase orders or inventory requirements.

## Industries

### Tax & Accounting Firms
[https://truidian.com/tax](https://truidian.com/tax)

Seasonal revenue, client-paid fees and practice software. We help firms assemble the provider relationships a modern practice runs on.

Provider stack: Customer financing, Merchant processing, Tax & resolution software, Practice management, Business capital, Communications

### Trucking & Transportation
[https://truidian.com/industries/trucking](https://truidian.com/industries/trucking)

Fuel is paid today; brokers and shippers pay in 30 to 60 days. We help carriers line up the providers built around that gap.

Provider stack: Invoice factoring, Equipment & truck financing, Fuel programs, Working capital, Fleet technology, Payroll

## Frequently asked questions

**Q: What is Truidian?**
A: Truidian is a business solutions company. We help businesses understand what they need, then connect them with specialized third-party providers across capital, payments, accounting, payroll, automation, tax and technology — and stay the single point of contact as new needs come up.

**Q: What is a Truidian Business Review?**
A: It’s a short conversation (or form) about how your business operates today. Based on that, Truidian identifies which provider categories are worth exploring and introduces you to participating providers that fit. The review itself is free.

**Q: Is Truidian a lender?**
A: No. Truidian connects businesses with third-party capital providers. Truidian is not a bank or direct lender. Any financing is provided by participating providers and is subject to their approval and applicable terms.

**Q: What is Customer Financing, and how is it different from Business Capital?**
A: Business Capital is funding for your business. Customer Financing lets your customers pay for what they buy from you over time, offered through participating third-party financing providers. Truidian is not a lender for either, and does not provide financing directly.

**Q: Is Truidian a consulting firm?**
A: No. Truidian does not provide management, IT or AI consulting services. Truidian connects businesses with specialized third-party providers and coordinates introductions across capital, payments, accounting, payroll, automation, tax and technology.

**Q: Does Truidian only work with tax and trucking companies?**
A: No. Tax/accounting and trucking/transportation are initial areas of focus, but Truidian can work with businesses in other industries where appropriate provider relationships are available.

**Q: How is Truidian compensated? Does it cost me anything?**
A: Truidian may receive compensation from participating providers. If any fee would be payable directly by your business, it will be disclosed to you before you engage.

## Deep-dive FAQs

Additional detail on specific topics, pulled from their dedicated pages.

### Merchant processing for tax resolution firms
[https://truidian.com/industries/tax-resolution](https://truidian.com/industries/tax-resolution)

**Q: What is client financing for a tax resolution firm?**
A: Client financing lets a client pay your firm’s resolution fee in installments through a third-party financing provider, which typically pays your firm up front and takes on the collection risk itself. This is separate from your firm’s own in-house payment plan, and separate from any IRS installment agreement the client has for their tax debt.

**Q: Can tax resolution firms accept credit cards for retainers and monthly fees?**
A: Yes. Truidian can help a firm identify participating merchant-processing providers that support recurring card and ACH billing for multi-month retainer structures, which is common in resolution engagements.

**Q: What makes merchant processing for tax resolution firms different from a standard processor?**
A: Resolution firms typically bill a retainer plus monthly fees over a multi-month case, rather than one-time transactions. Merchant processing for tax resolution firms means recurring card and ACH billing that runs reliably across the life of a case, with underwriting that accounts for the firm’s billing pattern rather than treating it like a retail storefront.

**Q: Is client financing the same as the client's IRS payment plan?**
A: No. An IRS installment agreement resolves what the client owes the IRS. Client financing is a separate arrangement for how the client pays your firm’s fee. Keeping the two clearly separate in client communication matters for both compliance and client expectations.

**Q: Does Truidian provide tax resolution services, legal advice, or financing directly?**
A: No. Truidian does not provide tax resolution, legal or financing services. Truidian helps tax resolution firms identify and connect with participating third-party providers of client financing, merchant processing and practice software. Truidian is not a lender.

**Q: Does this apply to firms that only do tax preparation, not resolution?**
A: Firms that focus primarily on preparation and accounting, rather than IRS or state resolution work, are often a better fit for the broader tax and accounting provider stack.

### Merchant processing
[https://truidian.com/payments/merchant-processing](https://truidian.com/payments/merchant-processing)

**Q: Is Truidian a payment processor?**
A: No. Truidian is a business solutions company. Truidian helps businesses evaluate and connect with third-party merchant processors. Processing services are provided by participating providers under their own agreements.

**Q: What is the difference between interchange-plus and flat-rate pricing?**
A: Interchange-plus passes through the card network’s actual rate plus a fixed markup, making true cost transparent. Flat-rate pricing charges one blended rate regardless of card type — simpler, but not always cheaper at higher volumes.

**Q: How do I calculate my effective processing rate?**
A: Divide total processing fees over a period by total card volume processed in that period. This single number cuts through tiered or bundled pricing to show the true cost of accepting cards.

**Q: Can Truidian help me compare my current processor against others?**
A: Yes. Truidian can help review your current statement and setup, then compare it against participating providers. Savings are not guaranteed and depend on your volume, card mix and industry.

### Customer financing & point-of-sale payment plans
[https://truidian.com/customer-financing](https://truidian.com/customer-financing)

**Q: Does Truidian lend money to my customers?**
A: No. Truidian is not a lender and does not provide customer financing directly. Truidian helps businesses identify and connect with participating third-party financing providers. Any financing offered to a customer is subject to that provider’s approval and terms.

**Q: Is customer financing the same as business capital?**
A: No. Business Capital is funding for your business. Customer Financing lets your customers pay for what they buy from you over time, through a separate third-party financing provider. Truidian doesn't provide either directly.

**Q: Does offering customer financing cost my business anything?**
A: Financing providers typically charge a merchant fee on financed transactions, similar in structure to a card-processing fee. Fees and terms vary by provider and will be disclosed before you engage.

**Q: What happens if a customer misses a financed payment?**
A: With true point-of-sale financing, the financing provider — not your business — holds the repayment risk and manages collections, since they made the credit decision and funded the purchase.

**Q: Can a new or smaller business offer customer financing?**
A: It depends on the provider. Some financing providers set minimum transaction-volume or time-in-business requirements; others are built for smaller or newer businesses. Truidian can help identify which participating providers fit.

### Factoring & financing for trucking companies
[https://truidian.com/industries/trucking](https://truidian.com/industries/trucking)

**Q: Is Truidian a factoring company?**
A: No. Truidian is a business solutions company. Truidian helps carriers identify and connect with third-party factoring companies. Truidian is not a carrier, freight broker, factoring company, insurer or lender.

**Q: Can Truidian help an owner-operator or a new authority?**
A: Yes. Truidian works with owner-operators as well as established fleets. Provider eligibility varies — for example by time in business, equipment and the customers you haul for.

**Q: Can Truidian help finance trucks and trailers?**
A: Yes. Truidian can help identify participating equipment financing providers for tractors, trailers and other equipment. Approval and terms are set by the provider.

**Q: How much does freight factoring cost?**
A: Factoring fees vary by provider and are typically based on invoice volume, your customers’ credit and whether the program is recourse or non-recourse. Truidian can help you compare participating providers’ rate structures.

**Q: Do I have to factor every load, or can I choose which invoices to factor?**
A: It depends on the provider. Some programs require factoring all loads (full ledger), while others allow spot factoring of individual invoices. Truidian can help identify participating providers that match how you want to factor.

**Q: Can I get freight factoring with bad credit or as a new authority?**
A: Factoring approval is generally based more on your customers’ creditworthiness than your own, which is why it’s often accessible to new authorities. Final eligibility and terms are set by the provider.

**Q: What does it cost to work with Truidian?**
A: Truidian may receive compensation from participating providers. If any fee would be payable directly by your business, it will be disclosed before you engage.

### Payroll funding & factoring for staffing agencies
[https://truidian.com/industries/staffing](https://truidian.com/industries/staffing)

**Q: Is Truidian a staffing agency or payroll funding company?**
A: No. Truidian is a business solutions company. Truidian helps staffing agencies identify and connect with third-party payroll funding, factoring, payroll and insurance providers. Services are provided by participating providers under their own terms.

**Q: Can Truidian help with payroll funding for a new or growing agency?**
A: Yes. Truidian can help identify participating providers whose programs are built around the weekly-pay, net-terms-collection gap common to staffing, including factoring structured against client billings.

**Q: Can Truidian help with workers’ compensation coverage?**
A: Truidian can help identify participating providers that work with staffing-specific classification codes and claims history. Coverage, pricing and underwriting are set by the carrier.

**Q: What’s the difference between payroll funding and invoice factoring for a staffing agency?**
A: They’re closely related. Payroll funding is factoring applied specifically to meeting payroll — a provider advances cash against client billings so you can cover wages before invoices are collected. Many staffing-focused factoring programs are built around that exact cycle.

**Q: How fast can a staffing agency get funded?**
A: Timelines vary by provider, but many factoring and payroll-funding programs can advance against new invoices within a day or two once an agency is set up. Setup time itself depends on the provider’s underwriting and documentation requirements.

**Q: Can a new staffing agency qualify for payroll funding?**
A: Often yes. Many providers weigh your clients’ creditworthiness more heavily than your agency’s time in business, which can make funding accessible earlier than a traditional loan.

**Q: What does it cost to work with Truidian?**
A: Truidian may receive compensation from participating providers. If any fee would be payable directly by your business, it will be disclosed before you engage.

## Company

- [About](https://truidian.com/about)
- [Business Review](https://truidian.com/business-review)
- [Partners](https://truidian.com/partners)
- [Resources](https://truidian.com/resources)
- [Contact](https://truidian.com/contact)
- [Disclosures](https://truidian.com/disclosures)
- [Provider Standards](https://truidian.com/provider-standards)